Financial IQ Test  
What is your financial IQ? Take this 8-question quiz to find out! If you don’t like the results, try again. You will be asked a different set of questions.
     


Disability income insurance:

Can cover part of your lost income while you are disabled.
Pays medical expenses associated with a disability.
Should only be purchased by star athletes.
Is primarily for the unemployed.

The term generally used to describe the market in which prices fully reflect all available information is:

The greater fool hypothesis.
Random walk hypothesis.
The size-effect hypothesis.
Efficient markets hypothesis.

The P/E ratio:

Is the same for all firms in a given industry.
Does not change over time.
Is typically higher for firms whose earnings are expected to grow rapidly.
Is the same as the dividend yield.

A prudent investor:

Does not have to consider the tax effect of long-term gains.
Evaluates his/her investments on an after-tax basis.
Studiously avoids income-shifting among funds.
Knows that a drop in the dividend payout signals a stronger firm.

The highest denomination of U.S. currency is:

The $20 bill
The $100 bill
The $1,000 bill
The $100,000 bill

Junk bonds:

Are bonds issued by junk yards.
Are sometimes called "high yield bonds."
Are less risky than government bonds.
Are not actually bonds.

A 35-year old individual with 4 young children and a spouse who doesn’t work should probably consider purchasing which of the following types of insurance:

Long-term care insurance.
Disability insurance.
Life insurance.
(b) and (c).

Gold may be a good investment if:

Inflation is expected to increase.
You like the color.
World peace comes to pass.
Foreign governments sell their gold reserves.

 
   
   
HD Vest
3535 Briarpark, Ste 109 Houston, TX 77042-5234
Phone: 713 532 4829 Fax: 713 954 2099
www.nathans-rust.com jnathans@nathans-rust.com lrust@nathans-rust.com

Janie Nathans is a registered representative registered to transact business with clients in Texas, California, Lousiana, Colorado, & North Carolina.  Janie Nathans is also an investment adviser representative licensed in TX, CA, LA & NC.  Janie Nathans is insurance licensed in the states of Texas & California.  If you are not a resident of the states noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities, investment advisory services or insurance services over the internet.

Securities offered through H.D. Vest Investment ServicesSM, Member *SIPC Advisory Services offered through H.D. Vest Advisory ServisesSM, Non-bank subsidiaries of Wells Fargo & Company, 3535 Briarpark, Suite 109, Houston, TX 77042-5234, 713 532 4829.  *www.sipc.org

Investments & Insurance Products: are not insured by the FDIC or any federal government agency; are not deposits of or guaranteed by the bank or any bank affiliate; may lose value. 

Nathans & Rust is not a registered broker/dealer or independent investment advisory firm.