Cash Flow Analysis  
Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form can help you compare your income to your expenses to determine your net cash flow.
     

Income:
(In the spaces below, write down all your sources of income.
Convert annual and quarterly figures to monthly numbers.)

Salary

$

Alimony, child support

$

Dividends from investments

$

Interest on savings accounts, CDs, etc.

$

Social Security benefits

$

Retirement plan/pension income

$

Other income

$


Expenses:
(Write down the anticipated amounts of your expenditures.
Convert annual and quarterly figures to monthly figures.)

Mortgage payment or rent

$

Groceries

$

Utilities

$

Entertainment, recreation, and dining

$

Insurance

$

Medical (not covered by insurance)

$

Education

$

Vacation

$

Gifts

$

Loan payments (auto, student, etc.)

$

Auto (gas, maintenance, etc.)

$

Credit card payment

$

Clothing

$

Dues and subscriptions

$

Home improvement

$

Charitable contributions

$

Federal taxes

$

State taxes

$

FICA (Social Security)

$

Other taxes

$

Other expenses

$
 
   
   
HD Vest
3535 Briarpark, Ste 109 • Houston, TX • 77042-5234
Phone: 713 532 4829 • Fax: 713 954 2099
• lrust@nathans-rust.com

Lori Rust is a registered representative registered to transact business with clients in Texas, Florida,  Louisiana, and Massachusetts.   Lori Rust is also an investment adviser representative licensed in TX, FL, LA & MA.  Lori Rust is insurance licensed in the state of Texas.  If you are not a resident of the states noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities, investment advisory services or insurance services over the internet.

Securities offered through H.D. Vest Investment ServicesSM, Member *SIPC Advisory Services offered through H.D. Vest Advisory ServicesSM, 3535 Briarpark, Suite 109, Houston, TX 77042-5234, 713 532 4829.  *www.sipc.org

Investments & Insurance Products: are not insured by the FDIC or any federal government agency; are not deposits of or guaranteed by the bank or any bank affiliate; may lose value. 

Nathans & Rust is not a registered broker/dealer or independent investment advisory firm.